Why collecting a ‘No Dues Certificate’ after closing a personal loan is crucial | Mint

You took a personal loan and paid all the EMIs on time. After paying the last…

Running a family business with loans or gifts? Know the tax rules | Mint

I have two questions regarding laws around investments, business and loans applicable to an HUF: a)…

Credit Score: Can you have a low score without a loan? Know these details | Mint

There are a number of ways wherein a borrower can have a low credit score without…

Student loan collections are back on today. Here’s what to know

In This Story The Trump administration is restarting collections on defaulted federal student loans beginning Monday,…

Student loan for studying abroad: Is it worth it? Here’s what you need to know | Mint

As of late 2024, over 1.33 million students are pursuing higher education abroad according to the…

Attention borrowers! RBI’s FAQ clarifies banks must offer fixed interest rate for all personal loans with EMIs | Mint

The Reserve Bank of India (RBI) on January 10 said it is mandatory for banks to…

MCLR vs Base Rate: Which one is better for you? 3 experts weigh in | Mint

Interest rates, be it to individuals or institutions, play a crucial role in planning finances. Two…

SBI won’t get into a rate war amid fight for deposits, says new chief

But Setty does not rule out tweaking in rates for one- to two-year deposit buckets Source…

Homeowners with low interest rates are seeing the ‘lock-in effect’ fade. Here’s what that means

In This Story Homeowners are beginning to give up on waiting for lower mortgage rates. That…

The 5 states where people have the most mortgage debt — and 5 where they have the least

Photo: Mario Tama (Getty Images) Mortgage debt has increased by 80% since 2003 and remains the…